Wholesale Numismatics (henceforth referred to as the “business” throughout the document)

Effective Date: 2026-02-18 · Last Updated: 2026-02-18

1) Acceptance of Terms

By using this website or communicating with the business, you agree to these Terms and our Privacy Policy.

2) Governing Law & Venue

These Terms are governed by the laws of the United States and the Commonwealth of Kentucky. Subject to any arbitration clause, exclusive venue lies in Jessamine County, Kentucky.

3) Accounts & Security

You are responsible for maintaining the security of your account credentials.

4) Permitted Use

You may not use the website for illegal or harmful purposes, misuse content, or interfere with site functionality.

5) SMS Communications (A2P 10DLC Compliant)

The business uses SMS text messaging solely for direct, one‑to‑one customer communication, including deal negotiation, inquiry responses, and customer service. The business does not send marketing or promotional SMS messages.

By providing your mobile number and initiating contact, you provide explicit one‑to‑one consent to receive SMS messages strictly related to your inquiry or transaction. Message frequency varies and occurs only as needed. Message and data rates may apply. Consent to receive SMS messages is not required as a condition to do business. Carriers are not liable for delayed or undelivered messages.

Opt‑Out: You may opt out at any time by calling the business’s phone number on the website in the "Contact Us" section and requesting to stop receiving SMS messages. Your request will be honored promptly.

6) Purchases & Returns

The business does not offer returns or refunds except in limited circumstances, evaluated individually based on the situation. Each case is reviewed fairly and reasonably.

7) Product Descriptions

The business strives for accuracy but does not guarantee that product descriptions, pricing, or other content are error‑free.

8) Intellectual Property

All content on the website is the property of the business and may not be copied, reproduced, or distributed without permission.

9) Limitation of Liability

To the fullest extent permitted by law, the business is not liable for indirect, incidental, or consequential damages.

10) Dispute Resolution

Any disputes must be resolved through binding arbitration in Jessamine County, Kentucky, except where prohibited by law.

11) Changes to These Terms

The business may update these Terms at any time by updating this page. Continued use of the website constitutes acceptance of updated Terms.

12) Contact

Email: info (AT) wholesalenumismatics (DOT) com
Mail: WN LLC, PO BOX 987, Nicholasville, KY 40340

Wholesale Numismatics (henceforth referred to as the “business” throughout the document)

Effective Date: 2026-02-18 · Last Updated: 2026-02-18

1) Scope & Who We Are

This Privacy Policy explains how the business collects, uses, discloses, and safeguards personal information when you visit our website, create an account, make purchases, or receive electronic communications including email and SMS/MMS text messages.

2) Information We Collect

• Information You Provide: name, contact details, purchase information, account credentials, communication preferences.
• Automatically Collected: device data, IP address, browsing behavior, cookies.
• Third‑Party Sources: payment processors, shipping partners, analytics providers.

3) How We Use Your Information

We use collected information to operate and improve our services, fulfill orders, communicate with you, enhance security, and comply with legal obligations.

4) Electronic Communications (Email & SMS)

SMS Usage: SMS communications are used strictly for direct, one‑to‑one communication, including negotiation of deals, customer service responses, or informational updates related to active interactions. The business does not use SMS for marketing or promotional purposes.

By providing your mobile number and initiating communication with the business, you provide one‑to‑one consent for the business to reply or continue the conversation. Message frequency is not predetermined and occurs only as needed. Message and data rates may apply.

Opt‑Out: You may request to stop receiving SMS messages at any time by calling the phone number listed in our "Contact Us" section of the website. Your request will be honored promptly.

Data Handling: We may collect your phone number, message content, timestamps, and delivery information for compliance, customer service, and record‑keeping purposes. This information is not sold or shared except as required by law or service providers acting on our behalf.

5) Cookies & Tracking

We use cookies and similar technologies to improve functionality and analyze site usage. You may disable cookies in your browser settings.

6) How We Share Information

Your data is shared only with service providers, legal authorities when required, or as part of business transactions. We do not sell personal information.

7) Data Retention

We retain data only as long as necessary for business, legal, or security purposes.

8) Security

We use safeguards to protect your data but cannot guarantee absolute security. Please secure your login credentials.

9) Children’s Privacy

The services are intended for users aged 18 and older.

10) Your Rights

You may request access, correction, deletion, or limitation of your personal information by contacting us at the email listed in our "Contact Us" section of the website.

11) Regional Rights

Applicable regional privacy rights will be honored for customers located in those jurisdictions.

12) Changes to This Policy

We may update this Privacy Policy periodically and will update the Effective Date accordingly.

SMS Program Overview (Customer Care / Direct Negotiation)

• Purpose: One‑to‑one, non‑marketing texts related to active inquiries, negotiations, and customer service.
• Consent: Explicit, individualized (one‑to‑one) consent per contact, obtained under the following circumstances: when you initiate communication, provide your number in a form with disclosure, initiate contact with Wholesale Numismatics directly via telephone/email/in-person/fax requesting us to work with or speak with you, appointment scheduling, or issue resolution not limited to: purchases, sales, product, accounting, finance, payment, or scheduling.
• Frequency: No predetermined cap; messages are sent only on an as‑needed basis.
• Opt‑Out: You can opt out anytime by calling the phone number listed on the website "Contact Us" section and requesting to stop receiving SMS. Your request will be honored promptly.
• Rates: Message and data rates may apply. Wholesale Numismatics cannot be held liable for any costs incurred by you, your carrier, or third-party services due or relating to the delivery or reception of business messaging.
• Not a condition of purchase: Consent to SMS is not required to buy products or services.

Opt‑Out: You can opt out anytime by calling the phone number listed on the website "Contact Us" section and requesting to stop receiving SMS. Your request will be honored promptly.